Privacy Policy – O&R Tax Services – Comprometidos con tu éxito financiero

1. Purpose and Scope

This Privacy Policy describes how O&R Tax and Services (“Company,” “we,” “us,” or “our”) collects, uses, stores, protects, and discloses personal and business information obtained through our website, communications, and professional services. This Policy applies to all clients, prospective clients, website visitors, and users of our services (“you”).

2. Legal and Regulatory Framework

We operate in compliance with applicable U.S. federal and state laws, including but not limited to:

Federal Trade Commission Act
FTC Safeguards Rule
Internal Revenue Service (IRS) regulations
Gramm-Leach-Bliley Act (where applicable)
Pennsylvania data protection and breach notification laws

3. Categories of Information Collected

3.1 Personally Identifiable Information (PII)

Full legal name
Residential and mailing address
Email address and telephone number
Date of birth
Social Security Number (SSN) or ITIN
Government-issued identification

3.2 Financial and Tax Information

Income and employment information
Tax returns and supporting documentation
Credit history and financial records
Loan and financing-related information

3.3 Business Information

Business name and legal structure
Employer Identification Number (EIN)
Corporate documents and filings
Business financial records

3.4 Technical and Usage Data

IP address and device identifiers
Browser type and operating system
Website interaction data
Cookies, pixels, and similar technologies

4. Methods of Collection

Information is collected through:

Website forms and submissions
Client onboarding processes
Email, phone, or written communications
Third-party integrations authorized by the client

5. Purposes of Data Use

We use collected information to:

Provide tax, financial, and administrative services
Verify identity and prevent fraud
Prepare and submit filings to authorities
Process loan and credit-related requests
Maintain internal records and compliance
Improve service quality and website functionality

6. Lawful Basis for Processing

Processing of personal data is based on:

User consent
Performance of contractual obligations
Compliance with legal and regulatory duties
Legitimate business interests

7. Disclosure and Information Sharing

We do not sell, rent, or trade personal information. Information may be disclosed only to:

IRS, state tax agencies, and government authorities
Lenders, banks, and financial institutions
Credit bureaus and reporting agencies
Third-party service providers under confidentiality agreements
Legal authorities when required by law or court order

8. Data Security Measures

We implement administrative, technical, and physical safeguards designed to protect sensitive data, including:

Restricted access controls
Secure data storage systems
Employee confidentiality obligations
Regular review of security practices

Despite these measures, no method of transmission or storage is completely secure.

9. Data Retention Policy

Information is retained only for the period necessary to:

Provide requested services
Meet IRS and legal retention requirements
Resolve disputes or enforce agreements

Data is securely destroyed when no longer required.

10. Client Rights

Subject to applicable law, you may:

Request access to your personal information
Request correction of inaccuracies
Request deletion where legally permitted
Withdraw consent for certain processing activities

11. Cookies and Tracking Technologies

We use cookies and similar technologies to ensure functionality, analytics, and performance as detailed in our Cookie Policy.

12. Third-Party Websites

Our website may link to third-party sites. We are not responsible for their content, security, or privacy practices.

13. Children’s Privacy

Our services are intended solely for individuals aged 18 or older. We do not knowingly collect information from minors.

14. Breach Notification

In the event of a data breach involving personal information, we will notify affected individuals and authorities in accordance with applicable laws.

15. Policy Modifications

We reserve the right to update this Privacy Policy at any time. Updates will be posted with a revised effective date.

16. Contact Information

O&R Tax and Services
Pennsylvania, United States
Phone: 7866-350-5408
Email: info@orta.services
Website: www.orta.services