Cookie Policy

1. Introduction

O&R Tax and Services (“we,” “us,” or “our”) uses cookies and similar technologies to ensure proper website functionality, enhance user experience, analyze traffic, and comply with applicable United States laws and regulations, including the Federal Trade Commission Act, the FTC Safeguards Rule, and applicable Pennsylvania data protection laws.

2. What Are Cookies?

Cookies are small text files stored on your device when you visit a website. They help us recognize your browser, remember preferences, and provide a secure and personalized experience. Cookies may be session-based (temporary) or persistent (stored until deleted).

3. Types of Cookies We Use

• Essential Cookies: Necessary for core website functionality, security, and navigation.
• Performance Cookies: Collect anonymous data to improve site speed, performance, and usability.
• Functional Cookies: Remember user preferences such as language or region.
• Analytics Cookies: Help us understand how visitors interact with our website to improve services.
• Marketing Cookies: Used to measure marketing effectiveness and provide relevant service information.

4. How We Use Cookies

We use cookies to:

• Ensure secure access and reliable website functionality.
• Improve user experience and service delivery.
• Analyze traffic trends and service usage.
• Provide relevant content related to our financial and tax services.
• Comply with legal and regulatory obligations.

5. Third-Party Cookies

We may allow trusted third-party service providers, such as analytics and performance tools, to place cookies on our website. These third parties operate under their own privacy and cookie policies.

6. Your Rights and Choices

You have the right to:

• Accept or decline non-essential cookies.
• Manage cookie preferences through your browser settings.
• Request information about cookie-related data processing.
• Withdraw consent at any time.

Disabling cookies may impact certain features of the website.

7. Data Security

We apply reasonable administrative, technical, and physical safeguards to protect information collected through cookies. Cookie data is used strictly for operational and service-related purposes and is never sold to third parties.

8. Policy Updates

This Cookie Policy may be updated periodically to reflect changes in laws, technology, or business operations. Updates will be posted on this page with a revised effective date.

9. Contact Information